LIFO-PRO releases this list of the top 50 LIFO candidates annually in October following the Bureau of Labor Statistics (BLS) releasing September Producer Price Indexes (PPI). This allows for the best LIFO candidates to be identified in advance keeping in mind that considering a LIFO election typically requires prior planning and buy in from the company considering an election and/or their CPA firm. This also provides for the ability to get a fairly accurate idea of the potential tax benefits of LIFO prior to year end. External index inflation data is used because 1) it allows for the most comprehensive industry coverage while providing accurate & standardized price representations 2) Many companies use PPI to measure inflation for purposes of LIFO calculations.
The criteria for being included in the list as great candidates for LIFO election below is as follows:
- Must be a current Bureau of Labor Statistics Table 9 Producer Price Index category
- Three of the four historical annual inflation rate averages must be greater than or equal to 1% (3, 5, 10 & 20 year averages)
- Inflation frequency rate of greater than 50% (11 or more of 20 periods from 2000 – 2019)
- 9 months ended September 2019 inflation rate of greater than 1% (September 2019 ÷ December 2018)
LIFO-PRO’s Top 50 LIFO Candidates of 2019: Using Bureau of Labor Statistics (BLS) Producer Price Index (PPI) Table 9 Inflation Data
LIFO-PRO’s Top 15 LIFO Candidates of 2019: by Three-digit BLS PPI Code
LIFO-PRO’s Top 5 LIFO Candidates of 2019: by Two-digit BLS PPI Code
Source: Bureau of Labor Statistics Preliminary Table 9 Producer Price Indexes
Year to date inflation rates use PPI inflation for the 9 months ended September 2019 (September 2019 ÷ December 2018 PPI); 1Y rates use 12 months ended December PPI
3Y, 5Y, 10Y & 20Y avgs. are for period ended Dec. ’18 & are calculated using compound inflation formula (i.e. 3Y avg = ((Dec. ’18 PPI ÷ Dec. ’15 PPI)^(1/3)-1))
*Inflation Frequency Rate is based on the number of inflationary periods calculated in the last 20 years (2000 – 2019)
Who Should Use LIFO
LIFO-PRO uses the following criteria to determine if a company is a good candidate for LIFO election:
- Historical average annual inflation rate greater than or equal to 1% – Inflation is the most important aspect in determining a company’s potential LIFO tax savings.
- Consistent inflation – LIFO-PRO’s criteria used to measure consistency is to determine if a company would have had inflation in 11 or more of the past 20 years. LIFO-PRO’s method of determining this is using the following data to measure the inflation that would have resulted in each of the prior 20 years:
- Current period inventory balances & product mix
- Bureau of Labor Statistics (BLS) Producer Price Index (PPI) inflation categories
- At least $1 – 5 million of inventory – A company with $1 million in inventory & 5% historical average annual inflation would accumulate a LIFO reserve of approximately $1 million over a 20-year period, meaning their income tax reduction would be somewhere in the range of $200,000 – $350,000. The same could be said of a company with $5 million of inventory and 1% average inflation.
Choosing the Right Time to Elect LIFO
Timing is key when making a LIFO election because it will affect the amount of current & future period’s tax savings achieved. The point of emphasis is to understand the working parts that goes into determining the potential LIFO benefits. Although meeting the three criteria listed above would likely indicate that a company is a good LIFO candidate at some point in time, both the three criteria above along with the following criteria below should be met to make a LIFO election in the current period:
- Current year inflation rate is expected to be greater than or equal to 1%
- Current year profit is expected to be reported
- Significant inventory level drop not expected in the next period
Based on the above-listed criteria for choosing the right time to elect LIFO, it would be unwise to make a LIFO election in the current period if any of the following are true:
- Current period inflation rate is expected to be less than 1%
- Current period net operating loss is expected to be reported
- Significant inventory level drop expected in the next period
To recap, the following criteria should be met to make a LIFO election for your company’s upcoming year end:
- Historical average annual inflation rate is greater than or equal to 1%
- Consistent inflation (11 or more of the past 20 years)
- At least $1-5 million in inventory
- Estimated year-to-date inflation is greater than or equal to historical average annual inflation rate
For companies with inflationary inventories, LIFO acts like an annuity that provides annual returns, and the long-term benefits can be substantial. Choosing the right time to start using LIFO will allow your client or prospective client to maximize the tax benefits that it provides.
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